Archive for June, 2008

What You Need to Know About Pet Health Care Insurance

Friday, June 20th, 2008

Before you purchase a pet health care insurance plan for your pet, check the list of the companies approved veterinarians to see if your veterinarian will accept the companies check.
Ask your local veterinarian what type of pet health care insurance plan would best suit your family pet. Ask your local veterinarian to read over the plan and listen to their advice. Talking to your local veterinarian will also help you establish if the insurance company you are considering purchasing your pet health care insurance plan from is reputable.

If you have purchased a pet that is as of yet unaltered you’ll want to look for a pet health care plan that includes neutering and spaying.

Before you pay for a pet health care insurance plan you need to carefully read how the policy handles prescription coverage.  Most companies that sell pet health care insurance do not include prescription coverage in their basic medical health care insurance plan. If you are concerned about the cost of any prescription your pet might need during the course of its life you should probably consider buying a prescription coverage rider to complement your pet health care insurance. Although this rider may appear expensive and unnecessary you’ll probably wish you had purchased it if your pet is ever given a prescription for anything.  Just like the human counterparts prescriptions are very expensive.

One of things you need to take into consideration when purchasing a pet health care insurance plan is the deductible.  The deductible is the amount of money you pay out-of-pocket for veterinarian services rendered that your pet health care insurance plan does not cover. Different pet health care plans require different deductibles.  The higher a the deductible you choose the lower your monthly payments to the insurance company but the higher deductible the more out-of-pocket extension had each time you visit the veterinarian’s office/clinic.

Most pet insurance companies have “cap” or limit placed on each pet health care insurance plan.  This cap varies from one procedure to the next a broken leg will probably have a different cap then cancer treatments will for your pet. Before you purchase your pet health care insurance plan talk to the company representative about waiting periods.  Find out exactly how long it’ll take over the policy to be effective and how long the general wait for claims to be reimbursed is. Most companies have a ten day period between the time they receive the vet bill and when the check gets placed in the mail. Also find out how the refund is processed. Does the pet health care insurance company pay the veterinarian directly or do you have to pay the vet and the company mails the check to you when they receive the bill.

Why you have the company representative on the phone task about any and all exclusions that might be included with your pet health care insurance plan.  Specifically ask about any and all pre-existing conditions and hereditary defects that might come up later in your pet’s life.  Many pet owners especially, those that have dogs, discover that hereditary defects come into their particular dogs are not covered by their pet health care insurance plan.  Some companies will allow you to cover these potential problems with an additional rider. In some cases your local veterinarian will be able to warn you about any exclusions.

If you are considering a comprehensive health care insurance plan ask if the plan covers teen veterinarian visits such as; dental care, immunizations, and heartworm testing.  Also ask if the pet health care insurance plan also covers the office call.

Pet Health Insurance For Cats & Dogs

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Be Aware of Changes In Your Dog

Friday, June 20th, 2008

One of the best things you can do for your dog besides regular exercise, good food, water and shelter, is to be aware of any changes that it might exhibit in all aspects of it’s life.  Particularly as dogs get older they might seem like they are just not interested in exercise any longer but this might be due to the fact that they are suffering from pain of some form or another.

Many older dogs suffer from arthritis and this can be very painful. There are all sorts of remedies that can help your dog from natural remedies to ones that your local vet might prescribe.

More Information:
Dog Supplies

Our beloved pets cannot talk to us and they can only hope that we are aware of their conditions by knowing what they are usually like and noticing any behavioral changes.

Even if a normally quiet dog starts whining or barking more often they might be trying to give you a signal that something is not quite right in their life.

A regular checkup at the Vet is a good solution to ensure that your dog is always in optimal health and that includes their mental state.

Older dogs can become depressed because they are no longer getting the required stimulation mentally and a depressed dog will suffer just as a human can do in similar circumstances.

If your dog starts to eat more or less food than normal this could be another sign that there is a problem and also if they gain or lose weight they could be suffering from some health problems.

Always be aware of their behavior and it will ensure that your dog has a happy and long life.

More Information:
Dog Supplies

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Treat Mange At Home

Tuesday, June 17th, 2008

When you think of a “mangy mutt,” you probably picture a little rickety dog with a shabby, matted coat of fur. That’s probably because that’s exactly how dogs look when they have a case of mange.

Mange, otherwise known as demodicosis or demodectic mange, is triggered by a plague of mange mites. Small numbers of these Demodex mites are found on healthy dogs, but sometimes the mites unexpectedly multiply, and that’s when the problems start. Sometimes demodicosis is restricted to a small area on the dog’s body; this is the most common form of the illness, and it usually runs its course and resolves itself in due time. Generalized demodicosis, which means that the infestation covers the dog’s entire body, is more rare, but it’s a lot harder to get rid of. Treatment usually involves shaving and dipping the dog a couple of times per week for six weeks.

Sarcoptes scabei is another kind of mange mite which is more commonly known as scabies. The scabies mite tunnels into the skin and lays eggs. These eggs hatch and eventually become adult mites that begin the cycle again. Scabies is very infectious, and dogs can even transmit it to humans through direct contact.

Prevention is the best route to take with mange. Techniques for preventing mange include routine baths and brushings; this will eliminate any scabs caused by mange and keep infestations to an absolute minimum. If your dog develops a serious infestation, make sure you completely wash all bedding and other areas where your dog tends to lie. Visit the vet before you attempt any other home remedies.

The most common signs of localized demodicosis are red skin or scales on the face and legs and an irregular pattern of hair loss. Generalized demodicosis has the same symptoms in a more severe variation, covering your dog’s body and even affecting the feet. Your veterinarian will take a scraping of a scab from the skin and examine it for mites. He may prescribe antibiotics and dipping, but complete eradication isn’t guaranteed, particularly in more elderly dogs.

Scabies is also diagnosed through taking scrapings of the skin, and it is characterized by hair loss, severe itching and small red bumps. If your dog has scabies, your vet will likely prescribe dipping, and you will need to isolate the dog until the treatment is finished. Since scabies is also transmitted to humans, you’ll want to make sure to completely scrub all beddings and home surfaces your dog has come into contact with. Other household dogs should receive scabies treatment as well, even if they don’t have symptoms.

Ideally, dogs diagnosed with mange should be neutered, since it’s considered to be mostly genetic. Breeds prone to demodicosis include Afghan Hounds, American Pit Bull Terriers, American Staffordshire Terriers, Boston Terriers, Boxers, Bulldogs, Chihuahuas, Chinese Shar-Pei, Collies, Dalmatians, Dobermans, German Shepherd Dogs, Great Danes, Old English Sheepdogs and Pugs.

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Boost Your Dogs Intelligence with Toys

Tuesday, June 17th, 2008

There are many benefits in giving your dog the right toys to play with.

While most people think that dog toys are only to relieve boredom this is not the only use for these toys.

Sure dog toys are excellent for relieving boredom and are especially good where you might have to leave your dog on it’s own for periods of time, but there are other reasons why you should consider buying your dog toys.

Some dog toys are designed to boost their intelligence where they will only get a reward after they have performed certain tasks.

These toys are a very effective method of training.

More Information:
Dog Supplies

Other toys help a dog to know what they can chew and in doing so you can save yourself a lot of expense by not having to replace expensive items throughout the house that can be destroyed at the teeth of your pet.

There are chewing toys that will help your dog strengthen and keep their teeth clean and there are toys that will help teach your dog with retrieval training.

You really need to decide what you want the toys for before buying and also to determine what the personality of your dog is before you can get the right toys for it.

Some toys are designed to last for a short period of time when they will be replaced by new ones, and these are often the chewing variety.

Some toys of the chewing variety are flavored so you will need to check first to see what ingredients they have used for the flavoring or you might be buying a toy that your dog is allergic to.
These toys with flavoring often have preservatives in them so beware.

With such a wide variety of toys available on the market these days there is certain to be something that your dog will enjoy and make their life all the more happy.

More Information:
Dog Supplies

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Pet Health Insurance Veterinary Eye Concerns for Pet Dogs

Tuesday, June 10th, 2008

Owners who are considering purchasing pet health insurance for their dogs should make sure that the eye health of their dogs covered by the insurance policy. Because many insurance companies will not insure the eyes of a dog whose breed is habitually diagnosed with chronic eye problems may want to consider purchasing their puppy from a CERF (Canine Eye Registration Foundation). Breeders who are recognized by the CERF have been publicly acknowledged as breeding puppies without known health problems. In some cases insurance companies might also require that the owners have genetic screening done on the puppies before they can be insured.

Glaucoma is a common eye condition that begins with very subtle symptoms such as dilated pupils that don’t respond well to light, and eye that appears to be red, poor vision, and corneas are often cloudy. One California-based veterinarian claims that because the initial symptoms of Glaucoma can be very subtle many California pet owners to not immediately bring their dogs and for an examination. If Glaucoma is not immediately seen by a veterinarian within 24 to 48 hours the increased pressure in the eyeball can lead to permanent cases of blindness. In severe cases of untreated Glaucoma veterinarians have been forced to remove the pet’s eye.

Any dog who has the developed an irritation in their eye that causes them to squint to produce extra tears is called a “squinting dog”. Most cases of squinting is caused from a minor irritation such as an in turned eyelash or minor scratch to the cornea. However some cases of squinting dog has led to the early diagnosis of diseases such as cancer and Blastomyosis.

The Dermoidis is a benign corneal neoplasam. It is sometimes referred to as the third eyelid. Hair growing from the Dermoidis can irritate the dog’s eye which can cause discharge and occasionally cause an ulcer to appear on the eye.

Once you have seen a person or animal with cataracts you will always be able to diagnose them. The official definition of a cataract is opacity of the lens. When you look into an eye that has a cataract it looks as if a darkly tinted contact lens has been placed over the lens. If the cataracts become too thick the pet will go blind.

Shar Peis. Cocker Spaniels, Labradors, and Rottweilers are susceptible to eye condition called Entropion. Entropio, happens when an eyelid folds inward toward the eye and causes the eyelashes to brush against the cornea. The irritation of the eyelashes rubbing the cornea generally gives the eye a squinty drippy appearance. Bulldogs, Poodles, and Cocker Spaniels are often diagnosed with a condition called Cherry eye.

Dry eyes is the term used to describe the eyes of a dog that isn’t producing enough tears. Lhasa Apso, Pugs, and Shih Tzus are breeds that are particularly susceptible to dry eyes. Dog owners should bring their dogs to the veterinarian as soon as they notice any of the following conditions; squinting, tearing, pawing at the eye, cloudiness, bloody eyes, a blind eye (this can happen very abruptly), constantly dilated pupils, and swollen eyelids. Dog owners need to understand that early diagnosis is often the key to preventing further eye issues.


Insure Your Pet's Health For Pennies A Day!

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